Pwede Nang Kasuhan Ngayon Ang Mga Hindi Nagbabayad Ng Utang, Pinasimple Ng Korte Suprema

Borrowing money is a most dangerous practice whenever any difficulty in the repayment is to be anticipated, that is to say, in the circumstances in which men ordinarily think of borrowing, poor, as a rule, men have recourse to this expedient when their expenditure exceeds their income, or when they wish to spend more than they can earn.

In such cases by means of borrowing we are enabled more easily to violate the salutary rule of prudence, which tells us never to spend more than our income.

When one borrows money from another, trouble can often find its way to either the lender or the borrower.

It can never be in one's best interest to borrow money from someone because it might end up in a catastrophe.

Money has been something the human race has been fascinated by for years, and wars have been fought for this pointless reason.

People borrow from others because money can either aid a person in their existence or leave them famished in the street.

In the expectations of being repaid at a certain date, the disappointment of this expectation may entail very serious consequences.

In Philippines, borrowing money or loan it is commonly called as “utang”. Certainly, not all the said “utang” will be paid full or worst it will not pay anymore.

Regarding this, the Supreme Court has decided to push for a quick and easy method of gathering debt payment instead of filing a criminal case for culprits; this will be viable under the revised small claims method.

Chief Justice Maria Lourdes Sereno clarified, “Ito po ay abot-kayang hustisya. Sapagkat sa pananaw naming, wala pong maliit na halaga na hindi dapat ayusin ng hustisya. Sa small claims, sisiguraduhin natin na ang batas ay maging simple, mabilis, mura.”.

It will be simpler to file a civil case within metropolitan and municipal trial court and the conclusion will be released in just 30 days upon filing the profess in which under this new system.

This is Supreme Court’s solution to the raising quantity of cases filed in the court against money profess. The current system will also have an inexpensive filing fee and less lucky complainants could also have a dispensation if they’re indigent or not financially able to recompense the fee.

Lawyer’s assistance will longer require if the money profess isn’t over 200, 000 pesos, the complainants will just require to fill out the small claims for and pass required supporting documents.

The altered small claims will cover money profess from loan, debt, rent, services, and mortages.

As soon as the complainant orders the case, the court will tell the defendant and need them to answer the said complaint and will schedule a hearing in just 30 days.

Should both partied did not concur to settle their money claim problem; the judge will quickly release a decision of the case within 24 hours.

But, for the system not to be misapplied, extra charges will be applied for every extra defendant. There’s an additional charge when a person files a case for over 5x a year.

Based to Supreme Court, in 2016, approximately 13, 000 small profess cases were solved, much higher from 10, 000 cases found a solution in 2015.

Check out the FAQs below for further information:

Source: ABS CBN NEWS
Pwede Nang Kasuhan Ngayon Ang Mga Hindi Nagbabayad Ng Utang, Pinasimple Ng Korte Suprema Pwede Nang Kasuhan Ngayon Ang Mga Hindi Nagbabayad Ng Utang, Pinasimple Ng Korte Suprema Reviewed by Admiin Artikulo on May 31, 2019 Rating: 5
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